The short answer
Visual Inspections After a Storm
After high winds, walk around your home and look at the siding from a distance. You might see panels that are no longer flat against the wall. Some pieces may be missing entirely, leaving the wall sheathing exposed. Other signs include a change in color where underlying materials are now visible. This initial check helps you spot obvious problems that need further attention.
Take your time and look at all sides of the house, including areas under eaves and near roof edges. Wind often hits corners and edges the hardest. Use binoculars if you need a closer look at higher sections. Note any areas that look different from before the storm. Writing down what you see can be helpful for later reference or for an insurance claim.
Common Types of Physical Damage
Wind can cause several specific types of damage to different siding materials. Vinyl or aluminum siding often shows dents from flying debris or develops cracks. Wood siding can splinter or have boards that are completely torn off. Fiber cement siding might crack or shatter upon impact. Even sturdy materials like brick veneer can have mortar joints eroded by wind-driven rain and debris.
The force of the wind itself can pull siding away from its fasteners. This creates gaps where water and pests can enter. You may hear a flapping or rattling sound on a windy day, which is a clear sign of a loose section. Over time, these small openings can lead to significant hidden problems, including structural rot and mold growth inside your walls.
- Loose, flapping, or rattling panels
- Cracks, holes, or punctures from debris
- Dents or creases in metal or vinyl siding
- Missing sections of siding entirely
- Gaps between panels or at the corners
- Bowed or warped sections that bulge outward
The Link to Water Damage
Damaged siding is a direct path for water to enter your home's structure. Wind often drives rain sideways, forcing it into any new opening. Water that gets behind siding can soak the wood sheathing and wall studs. This moisture can lead to wood rot, which compromises the strength of your home's frame. It also creates the perfect damp environment for mold to grow inside the walls.
This hidden water damage can be costly. It may not be visible from the outside until serious decay has occurred. In climates with high humidity or freeze-thaw cycles, trapped water can accelerate rot and mold growth. Addressing siding damage quickly is key to preventing these more extensive and expensive secondary problems.
When to Contact a Professional
For minor, isolated damage like a single cracked panel, you might handle it yourself if you are comfortable. However, widespread damage, issues high up on the house, or any sign of water intrusion behind the siding means you should call local water damage pros. They have the tools and expertise to safely assess the full extent of the problem, both inside and out.
The professionals can determine if the structural sheathing or framing has been compromised by moisture. They use moisture meters and thermal imaging to find hidden wet areas you cannot see. Their assessment is crucial for making a complete repair plan and for providing documentation if you need to file an insurance claim for the related water damage.
Next Steps for Homeowners
Your first step is to document all the damage you find. Take clear, dated photographs from multiple angles. This visual evidence is important for your records and for any discussions with your insurance company or a contractor. If safe to do so, you can use a tarp or plastic sheeting to temporarily cover large holes or missing sections to prevent further water entry.
This visual evidence is important for your records and for any discussions with your insurance company or a contractor. If safe to do so, you can use a tarp or plastic sheeting to temporarily cover large holes or missing sections to prevent further water entry. Then, contact your homeowner's insurance provider to report the wind damage and ask about your coverage. Policies vary, and your insurer decides what is covered. You can also get an assessment from a qualified siding contractor or a local water damage pro. They can explain the repair scope and likely cost. Repair costs depend on the siding material, labor rates in your area, and the extent of the damage.
Need help right now?
Phones are answered 24/7 for Staten Island and nearby communities.
Call Now (347) 983-9353Frequently asked questions
Can wind-damaged siding lead to mold?
Yes, absolutely. Any crack or gap lets in rain and humidity. Trapped moisture inside your walls creates ideal conditions for mold growth. This hidden mold can affect indoor air quality and require specialized remediation. Addressing siding damage quickly helps prevent this secondary issue.
Will my homeowner's insurance cover this?
Many policies cover sudden damage from windstorms. However, they may not cover wear and tear or lack of maintenance. You must file a claim and an adjuster will inspect the damage. Policies vary, and your insurer decides what is covered.
What if I only see a small crack?
Even a small crack is an entry point for water. Over time, repeated wetting can cause rot. It's best to repair or replace the damaged panel. If you see multiple small issues, it may indicate the siding is becoming brittle and more vulnerable.
More questions and answers
- Can Wind Damage Water Lines or Pipes Inside Walls?
- Why Do Trees Cause So Much Wind Damage to Homes?
- How Does Wind Damage Differ From Hail Damage?
- How Do You Protect a Home From High Wind Damage?
- Can Wind Damage Cause a House to Shift off Foundation?
- What Does Hail Damage to Vinyl Siding Look Like?
- All articles